Financial Education Needs and Impacts
Workplace Financial Education Improves Personal Financial Wellness,
Counseling and Planning, Garman, Kim, Kratzer, Brunson, & Joo , File RRP017.
Financial Education in the Workplace: Results of a Research Study,
1998, Journal of Compensation and Benefits, Kratzer, Brunson, Garman, Kim, & Joo, File RRP043.
Personal Financial Education for Employees: Evidence on the Bottom-line Benefits,
1998, Financial Counseling and Planning Education, Garman, File RRP024.
Evaluation of Personal Financial Education,
1998, Personal Finances and Worker Productivity, Kim, Bagwell & Garman, File RRP004.
The Financial Education Needs of Credit Counseling Clients,
2002, Bailey, Sorhaindo & Garman, manuscript submitted for possible journal publication, File WPS013.
CBA 2002 Survey of Bank-Sponsored Financial Literacy Programs,
2002, Consumer Bankers Association
The Potential Effects of Workplace Financial Education Based on the Relationship Between Personal Financial Wellness and Worker Job Productivity,
1998, Personal Finances and Worker Productivity, Joo & Garman, File RRP016.
Employer-Sponsored Education Programs and Incentives to Improve Employees’ Financial Lifestyles,
1999, Employment Relations Today, Garman, File RRP015.
Employee Money and Credit Problems: EAPs Must Become Involved,
2001, EAPA Exchange, Garman, File RRP014.
Why Employers Should Assist Workers With Their 401(k) Investment Options: A First-Person Perspective,
1999, Personal Finances and Worker Productivity, Espinoza, File RRP034.
Financial Education Partnerships in the Workplace—View of Satisfied Researchers, Employers and Outside Providers,
1999, Proceedings of the Association for Financial Counseling and Planning Education, Garman, File RRP013.
The Command Financial Specialist: The Navy's (Relatively) Secret Financial Education Delivery System,
1998, Personal Finances ande Worker Productivity, Brassington, Quiazon & Baumgartner, File RRP035.
Successes in Workplace Financial Education,
2000, Consumer Interest Annual, Garman, Young & Love, File RRP012.
Some Benefits of Workplace Financial Education,
1998, Proceedings of the Association for Financial Counseling and Planning Education, Kim, Bagwell, Garman, & Jordan, File RRP009.
Workplace Financial Education Provided by NFCC Member Credit Counseling Agencies,
1999, Proceedings of the Association for Financial Counseling and Planning Education, Bagwell, Camp & Garman, File RRP008
Workers Want More than Retirement Education at Their Workplace: A Report of Research Findings,
1998, Personal Finances and Worker Productivity, Joo & Garman, File RRP007.
Consumer Educators, Now Is The Time For A Paradigm Shift Toward Employee Financial Education,
1999, Consumer Interest Annual, Garman, File RRP006.
The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers,
June 1996, Stanford University, Bayer, Bernheim, & Scholz, File RRP003.
The Determinants and Consequences of Financial Education in the Workplace: Evidence from a Survey of Households,
March 1996, Stanford University, Bernheim & Garrett, File RRP036.
Education and Savings: The Long-Term Effects of High School Financial Curriculum Mandates,
June 1997, Stanford University, Bernheim, Garrett, & Maki, File RRP041; an update of this article has been published in the June 2001 issues of the Journal of Public Economics.